Skip to content
  • About
  • Contact
  • Contribute
  • Book
  • Careers
  • Podcast
  • Recommended
  • Speaking
  • All
  • Physician
  • Practice
  • Policy
  • Finance
  • Conditions
  • .edu
  • Patient
  • Meds
  • Tech
  • Social
  • Video
    • All
    • Physician
    • Practice
    • Policy
    • Finance
    • Conditions
    • .edu
    • Patient
    • Meds
    • Tech
    • Social
    • Video
    • About
    • Contact
    • Contribute
    • Book
    • Careers
    • Podcast
    • Recommended
    • Speaking

Getting insurance to cover a test requires guessing the diagnosis

Deep Ramachandran, MD
Physician
August 8, 2011
Share
Tweet
Share

We had an interesting dilemma in the office. You see, being pulmonologists we treat people with asthma, and one of the more useful drugs we have in the ammunition belt is a medication called omalizumab (Xolair).

Among patients in whom it’s indicated, particularly those with severe allergic asthma, the effects can be dramatic and life altering. The problem with this drug is the cost. Actually also the administration. And the anaphylaxis. Not to mention all the documentation required to prescribe it. Oh and also the frequency.

The biggest problem with prescribing the drug is its huge cost, which can be somewhere north of 1,000 bucks per month not including the cost of giving the injection. For this reason insurance companies are naturally hesitant to cover it without making sure the ordering physician has all their ducks in a row (i.e. jump through hoops, bend over backwards). One of the more important parts in doing this has been documenting the presence of allergies.

And here’s where it got tricky. In the past, documentation of allergies required a referral to an allergist who performed those prick tests we all remembered when we were kids. However in the past few years the RAST (radioallergosorbent test) has become increasingly available at most labs, which allows us to document allergies and bypass the pricks (no pun intended). But here’s the problem with the RAST; it’s also very expensive (is there anything cheap in medicine anymore?) As a result, medicare seems to have put up barriers to it’s use, restricting coverage for the test to very specific diagnoses.

So when we had a patient in which we thought prescribing omalizumab might be useful, we ordered a RAST, and the fun began. You see, the lab will not do the test unless the insurance (in this care, medicare)  defintely covers it, otherwise, they have to send a bill to the patient who may not pay them back. Therefore, before drawing blood, the lab worker inputs the type of insurance and then the test into their system with the diagnosis code that we have specified, in this case, allergic asthma. The computer, who in it’s infinite wisdom knows which diagnosis will be accepted by the patient’s insurance, either accepts the code or it does not.

It did not.

The lab tech calls back to our office and says that we need a different diagnosis or the test will not be covered, and hence will not be run. The computer will not tell us which code to use, it will only tell us if the diagnosis is accepted or not. No sweat, the patient has a slew of diagnoses, we say. Try one of these: chronic asthma? No. Obstructive asthma? No. Allergic rhinitis? No. We try others, going through many of the patient’s varied diagnoses. Each time we are shot down, the computer seemingly having slipped into crazy Soup Nazi mode: “No test for you!”

We speak with the manager, “what diagnosis should we use”? We could look through the patient’s chart to see if the patient would qualify. Sorry, not allowed to tell you, she says. And that is where we have left it, our quest for the magic password has been thwarted … for now.

Deep Ramachandran is a pulmonary and critical care physician who blogs at CaduceusBlog.

Submit a guest post and be heard on social media’s leading physician voice.

Prev

Angry Birds: A psychiatrist explains the addicition

August 8, 2011 Kevin 10
…
Next

ACP: New COPD guideline addresses an important health issue

August 8, 2011 Kevin 1
…

Tagged as: Medications, Specialist

Post navigation

< Previous Post
Angry Birds: A psychiatrist explains the addicition
Next Post >
ACP: New COPD guideline addresses an important health issue

ADVERTISEMENT

More by Deep Ramachandran, MD

  • We can’t build our way out of the ventilator shortage. But there is a solution.

    Deep Ramachandran, MD
  • When someone is not dead but not alive

    Deep Ramachandran, MD
  • The hurricane in Puerto Rico is leading a shortage in saline bags

    Deep Ramachandran, MD

More in Physician

  • The unspoken contract between doctors and patients explained

    Matthew G. Checketts, DO
  • The truth in medicine: Why connection matters most

    Ryan Nadelson, MD
  • New student loan caps could shut low-income students out of medicine

    Tom Phan, MD
  • Why “the best physicians” risk burnout and isolation

    Scott Abramson, MD
  • Why real medicine is more than quick labels

    Arthur Lazarus, MD, MBA
  • Limiting beliefs are holding your career back

    Sanj Katyal, MD
  • Most Popular

  • Past Week

    • Why primary care doctors are drowning in debt despite saving lives

      John Wei, MD | Physician
    • New student loan caps could shut low-income students out of medicine

      Tom Phan, MD | Physician
    • How federal actions threaten vaccine policy and trust

      American College of Physicians | Conditions
    • Are we repeating the statin playbook with lipoprotein(a)?

      Larry Kaskel, MD | Conditions
    • Why transgender health care needs urgent reform and inclusive practices

      Angela Rodriguez, MD | Conditions
    • mRNA post vaccination syndrome: Is it real?

      Harry Oken, MD | Conditions
  • Past 6 Months

    • COVID-19 was real: a doctor’s frontline account

      Randall S. Fong, MD | Conditions
    • Why primary care doctors are drowning in debt despite saving lives

      John Wei, MD | Physician
    • New student loan caps could shut low-income students out of medicine

      Tom Phan, MD | Physician
    • Confessions of a lipidologist in recovery: the infection we’ve ignored for 40 years

      Larry Kaskel, MD | Conditions
    • A physician employment agreement term that often tricks physicians

      Dennis Hursh, Esq | Finance
    • Why taxing remittances harms families and global health care

      Dalia Saha, MD | Finance
  • Recent Posts

    • Gen Z’s DIY approach to health care

      Amanda Heidemann, MD | Education
    • What street medicine taught me about healing

      Alina Kang | Education
    • Smart asset protection strategies every doctor needs

      Paul Morton, CFP | Finance
    • The silent cost of choosing personalization over privacy in health care

      Dr. Giriraj Tosh Purohit | Tech
    • How IMGs can find purpose in clinical research [PODCAST]

      The Podcast by KevinMD | Podcast
    • Why the U.S. Preventive Services Task Force is essential to saving lives

      J. Leonard Lichtenfeld, MD | Policy

Subscribe to KevinMD and never miss a story!

Get free updates delivered free to your inbox.


Find jobs at
Careers by KevinMD.com

Search thousands of physician, PA, NP, and CRNA jobs now.

Learn more

View 4 Comments >

Founded in 2004 by Kevin Pho, MD, KevinMD.com is the web’s leading platform where physicians, advanced practitioners, nurses, medical students, and patients share their insight and tell their stories.

Social

  • Like on Facebook
  • Follow on Twitter
  • Connect on Linkedin
  • Subscribe on Youtube
  • Instagram

ADVERTISEMENT

ADVERTISEMENT

  • Most Popular

  • Past Week

    • Why primary care doctors are drowning in debt despite saving lives

      John Wei, MD | Physician
    • New student loan caps could shut low-income students out of medicine

      Tom Phan, MD | Physician
    • How federal actions threaten vaccine policy and trust

      American College of Physicians | Conditions
    • Are we repeating the statin playbook with lipoprotein(a)?

      Larry Kaskel, MD | Conditions
    • Why transgender health care needs urgent reform and inclusive practices

      Angela Rodriguez, MD | Conditions
    • mRNA post vaccination syndrome: Is it real?

      Harry Oken, MD | Conditions
  • Past 6 Months

    • COVID-19 was real: a doctor’s frontline account

      Randall S. Fong, MD | Conditions
    • Why primary care doctors are drowning in debt despite saving lives

      John Wei, MD | Physician
    • New student loan caps could shut low-income students out of medicine

      Tom Phan, MD | Physician
    • Confessions of a lipidologist in recovery: the infection we’ve ignored for 40 years

      Larry Kaskel, MD | Conditions
    • A physician employment agreement term that often tricks physicians

      Dennis Hursh, Esq | Finance
    • Why taxing remittances harms families and global health care

      Dalia Saha, MD | Finance
  • Recent Posts

    • Gen Z’s DIY approach to health care

      Amanda Heidemann, MD | Education
    • What street medicine taught me about healing

      Alina Kang | Education
    • Smart asset protection strategies every doctor needs

      Paul Morton, CFP | Finance
    • The silent cost of choosing personalization over privacy in health care

      Dr. Giriraj Tosh Purohit | Tech
    • How IMGs can find purpose in clinical research [PODCAST]

      The Podcast by KevinMD | Podcast
    • Why the U.S. Preventive Services Task Force is essential to saving lives

      J. Leonard Lichtenfeld, MD | Policy

MedPage Today Professional

An Everyday Health Property Medpage Today
  • Terms of Use | Disclaimer
  • Privacy Policy
  • DMCA Policy
All Content © KevinMD, LLC
Site by Outthink Group

Getting insurance to cover a test requires guessing the diagnosis
4 comments

Comments are moderated before they are published. Please read the comment policy.

Loading Comments...