Policy

The health insurance crisis 2026: What Kentuckians need to know

Policy

February 8, 2026

The health insurance crisis has finally entered the public consciousness. 200,000 to 350,000 Kentuckians are expected to lose their coverage as a result of the “One Big Beautiful Bill Act.” Commercial insurance carriers have already substantially increased premiums in response to market uncertainty.

Meanwhile, Congress failed to act before the end of the year to extend the expiring enhanced premium tax credits that help millions of Americans afford health insurance …

Health insurance waste: Why eliminating the middleman saves billions

Edward Anselm, MD

Policy

February 4, 2026

Health insurers have failed in their promise to deliver quality and value to the taxpayers, providers, employers, and their subscribers.

If you find a wasteful government program, isn’t there an obligation to foster a public discussion about it? Physicians for a National Health Plan (PNHP) has developed an analysis that reveals the waste in allowing private health plans to manage Medicaid medical services. According to PNHP, returning management of medical services …

Why AAP funding cuts threaten the future of pediatric health care

Umayr R. Shaikh, MPH

Policy

February 2, 2026

During my pediatrics rotation in my third year of medical school, the most important skill I learned was how to listen more carefully.

Children rarely have the language or power to fully articulate their needs. They are forced to rely on adults, systems, and institutions to advocate on their behalf. In pediatrics, that responsibility is not an abstract idea. It shows up in exam rooms where parents must choose to pay …

Why private equity is betting on employer DPC over retail

Dana Y. Lujan, MBA

Policy

January 29, 2026

Elevance Health recently reported that it expects to lose more than 180,000 fully insured group plan enrollees in 2026, with its CFO describing the strategy as “prioritizing disciplined pricing and margin integrity over volume.” UnitedHealth has made similar statements. Both are effectively walking away from the fully insured employer market, where administrative complexity no longer justifies the economics.

At the same time, private equity is pouring capital into …

Why PBM transparency rules aren’t enough to lower drug prices

Armin Pazooki

Policy

January 28, 2026

House lawmakers recently passed a health care bill that grabbed headlines for what it excluded: a solution to the looming expiration of enhanced Affordable Care Act tax credits. But largely overlooked inside the bill was a provision that did make it through, a long-requested provision toward creating stronger federal legislation directly targeting pharmacy benefit managers (PBMs), the middlemen who increasingly determine what Americans pay for their medications. These rules …

Emergency department metrics vs. reality: Why the numbers lie

Marilyn McCullum, RN

Policy

January 27, 2026

The emergency department didn’t suddenly get worse.

The numbers did.

Every shift, emergency clinicians are measured by dashboards that insist on telling a familiar story: Door-to-provider times are too long, length of stay is unacceptable, left-without-being-seen rates are creeping up. The implication is clear. We’re slow. We’re inefficient. We’re failing.

But those numbers are no longer describing clinical performance. They’re describing system saturation.

Emergency departments today operate in conditions that were once considered temporary …

Black women’s health resilience: the hidden cost of “pushing through”

Latesha K. Harris, PhD, RN

Policy

January 20, 2026

As a nurse, I have been with patients during their first breath and their last. While with grieving families, one statement that stays with me is, “At least now she/he can rest.”

This statement almost always comes from a grieving Black family who lost a family member to a premature death of a preventable or manageable disease. Why must we wait until we are six feet under to rest?

As a Black …

FDA loosens AI oversight: What clinicians need to know about the 2026 guidance

Arthur Lazarus, MD, MBA

Policy

January 18, 2026

On January 6, 2026, the FDA announced revised guidance that loosens oversight for certain AI-enabled digital health products, most notably clinical decision support (CDS) software. The goal was to cut unnecessary regulation and promote innovation, accelerating time-to-market for tools positioned as clinical assistants rather than autonomous decision-makers.

At first glance, the change looks pragmatic, even overdue. For years, developers and clinicians alike have complained that prior FDA interpretations forced artificial …

Why the U.S. health care system is failing patients and physicians

John C. Hagan III, MD

Policy

January 18, 2026

United States (U.S.) health care, once a citadel of innovation and quality, has sadly devolved into a complex, frustrating, and frequently inaccessible system. It is so disorganized and inefficient it might not even meet the definition of a “system.” U.S. health care fails to address the needs and expectations of patients on many occasions and in many ways. For most of my career, I have considered U.S. health care the …

Putting health back into insurance: the case for tobacco cessation

Edward Anselm, MD

Policy

January 17, 2026

As major public health agencies such as the Centers for Disease Control and Prevention (CDC), the Department of Health and Human Services (HHS), and state health departments face reductions in scope and resources, a unique opportunity arises for health insurers to take a leading role in improving public health, while also enhancing their own reputations and financial sustainability.

Consider tobacco use, the leading cause of preventable death in the United States, …

Retail health care vs. employer DPC: Preparing for 2026 policy shifts

Dana Y. Lujan, MBA

Policy

January 16, 2026

Recent federal policy discussions have introduced a framework that would place health care affordability dollars into individual-controlled accounts rather than routing them through insurers or employer benefit plans. Still at the framework stage and requiring legislative action, the architecture being explored signals a potential shift in how health care purchasing power flows through the system.

Whether or not this specific framework advances, the direction of travel is clear. Health care …

Ecovillages and organic agriculture: a scenario for global climate restoration

David K. Cundiff, MD

Policy

January 10, 2026

Eight years ago, motivated by concern for my six grandchildren and future generations, I began a systematic study of climate change through the assessment reports of the Intergovernmental Panel on Climate Change (IPCC). That work led me to focus on a central omission in mainstream climate modeling: The failure to model global conversion to exclusively organic agriculture.

In 2024, the preprint journal SSRN published my scenario to reduce net projected greenhouse …

How environmental justice and health disparities connect to climate change

Kaitlynn Esemaya, Alexis Thompson, Annique McLune, and Anamaria Ancheta

Policy

January 10, 2026

Environmental justice, health disparities, and climate change are deeply interconnected, with climate change acting as a threat multiplier that exacerbates existing health inequities, particularly among marginalized and underserved communities. Environmental justice refers to equitable and meaningful involvement in environmental policies, regardless of income, race, etc. Historically marginalized communities of color, the low-income population, and indigenous people are disproportionately exposed to ongoing as well as historical environmental policies. Health disparities arise …

Examining the rural divide in pediatric health care

James Bianchi

Policy

January 9, 2026

A vacant expression covered the face of a 14-year-old boy who lay almost lifeless in a hospital bed, completely unaware of the frantic hustle that surrounded him. Once an extraordinary student-athlete, intracerebral hemorrhage unjustly robbed him of his robust character. This was my most significant interaction with a patient. I knew him not as the student-athlete, nor the boy from neurosurgery, but as my youngest brother. With limited access to …

Mobile dentistry: a structural redesign for public health

Rida Ghani

Policy

January 8, 2026

Canada prides itself on having a strong public health system, yet we continue to treat oral health as optional. Dental disease occupies a peculiar niche in health care: scientifically essential, yet structurally marginalized. We know that chronic gum inflammation is linked to heart disease, stroke, diabetes complications, and even adverse pregnancy outcomes. Yet it remains largely detached from how we think about preventing chronic illness.

This disconnect isn’t caused by a …

Accountable care cooperatives: a 2026 vision for U.S. health care

David K. Cundiff, MD

Policy

January 7, 2026

As of January 1, 2026, the American health care system is in crisis. People can no longer afford their health insurance premiums or even to afford to pay for any health insurance. Recently, a 62-year-old self-employed friend of mine saw his premiums increased tenfold in a single cycle. I am lucky that I am over 65 and have Medicare insurance as well as a pension from my employment. Millions of …

Geography as destiny: the truth about U.S. life expectancy disparities

Arthur Lazarus, MD, MBA

Policy

January 5, 2026

Every New Year arrives with its familiar rituals. We raise a glass, make a resolution, and offer a toast to things we hope will be different this time around: better habits, better balance, better health. We say “I’ll drink to that” as shorthand for optimism, an easy affirmation that the future is still negotiable and a longer life is possible.

Then along comes a map.

Student loan cuts for health professionals

Naa Asheley Ashitey

Policy

December 30, 2025

I want to make something clear from the very beginning, because this point often gets lost when taking this perspective on this topic.

Nurses, physician assistants, occupational therapists, physical therapists, medical assistants, and every allied-health professional are indispensable to our health care system. They are professionals whose expertise saves lives, keeps clinics running, and provides the continuity of care that physicians alone cannot sustain. Their work is rigorous, their training is …

Why lab monkey escapes demand transparency

Mikalah Singer, JD

Policy

December 30, 2025

A laboratory transport truck crashed in Mississippi last month resulting in eight monkeys escaping, seven of whom were shot and killed after surviving the initial crash. Tragedies like this happen too often. Over the past two decades, there have been more than 15 publicly reported lab monkey escapes, both during transportation and directly from labs, including from the California, Southwest, and Oregon National Primate Research …

The political selectivity of medical freedom: a double standard

Arthur Lazarus, MD, MBA

Policy

December 22, 2025

I’ve been thinking about “choice” a lot lately, not the rich, ethically grounded version we teach in medical school, rooted in autonomy, informed consent, and shared decision-making, but a thinner, more selective version now circulating in political and legal discourse. The kind that sounds principled until you read the fine print.

The message goes like this: You may choose, just make sure you choose correctly.

It’s the literary equivalent of Animal Farm: …