Skip to content
  • About
  • Contact
  • Contribute
  • Book
  • Careers
  • Podcast
  • Recommended
  • Speaking
  • All
  • Physician
  • Practice
  • Policy
  • Finance
  • Conditions
  • .edu
  • Patient
  • Meds
  • Tech
  • Social
  • Video
    • All
    • Physician
    • Practice
    • Policy
    • Finance
    • Conditions
    • .edu
    • Patient
    • Meds
    • Tech
    • Social
    • Video
    • About
    • Contact
    • Contribute
    • Book
    • Careers
    • Podcast
    • Recommended
    • Speaking

A love affair between big healthcare and big insurance companies

Cindy Fox
Patient
October 29, 2013
Share
Tweet
Share

My right eye had a blackout in September 2010 when I stepped onto our deck. I didn’t pay much attention to this episode as my vision zoomed back into focus within seconds. But several months later, my eye was playing tricks with me when the only way I could read was with my right eye closed.

Back in 1981, I had lupus though I didn’t know it at the time. My first symptom was blurry vision in my right eye. A visual field test, among others, determined I had optical neuritis. A three week dose of prednisone, a cheap and effective drug, corrected my distorted vision. So when blurry vision popped up in the same eye three decades later, my first thought was lupus may be poking me in the eye.

Lupus nearly killed me in 1998 when this autoimmune disease viciously attacked not one, not two, but three organs. Yes, I got the trifecta and my kidneys came in first when my body ballooned with thirty-five pounds of a water weight. Lasix, a powerful diuretic, worked on race horses but, unfortunately, not for me. The doctor’s solution to rid my severe edema was weekly trips to the hospital to remove the water intravenously. To me, that wasn’t a remedy; it was a bandage.

I scheduled an appointment at the Mayo Clinic for a second opinion. My sedimentation rate was 117, so I was asked to come in right away. They prescribed a different diuretic that shed nine pounds of water per day. Their thorough compilation of my health history also determined that my optical neuritis in 1981 had been my first lupus flare-up.

I’m thankful I was working back then and my insurance covered my health claims during my one year battle with lupus nephritis. But little did I know that I’d be labeled with a pre-existing health condition.

Now I’m unemployed and health insurance companies don’t bat an eye at my applications. Though most of them denied me coverage due to my autoimmune disease, one company stated my prescription costs were too high. That surprised me as my total annual expenditure for drugs was under $100.

So, my only option is to pay high premiums for my state’s health insurance plan.

With no money coming in, I opted for their $10,000 deductible plan with lower premiums to keep my head above water. The money saved is set aside to pay my medical costs. I take extra care with my body, eating healthy foods and exercising regularly, but lupus hides in my body where nobody can see. My chances are high for another catastrophic health condition and now I wonder if lupus is peeking through my blurry right eye.

After six visits to my eye doctor in the less than two years, he says my eye is healthy except for some mild inflammation due to my Sjogren’s Syndrome, a severe dry eye condition I’ve had most of my life. So far, I’ve paid over $2000 for a doctor to tell me something I already know. Oh, how I wish I could afford a trip to Mayo Clinic for a second opinion.

At my last appointment, I asked if we could go back to yearly eye exams that are required because I take Plaquenil for my lupus which can damage the eyes. I told my eye doctor I pay all my medical costs and less visits sure would help my bank account. No, he wants to see me in another six months. For what, I ask myself? Does the big healthcare giant that employs him want more of my money? They’ll get it regardless should I choose a second opinion nearby as they’ve gobbled up all the small healthcare clinics in my area.

With one eye open, I can read between the lines. I see a full-blown love affair between big healthcare and big insurance companies. I wonder if Obamacare’s oversight will bring them out of the closet where we all can see them naked and running for something to cover them up. Or, will their coupling be seen as a strategic alliance to better serve one-eyed fools like me?

As I write this essay with my right eye closed, I think I’ll turn a blind eye to my upcoming eye appointment. The cost of another eye exam will buy two year’s worth of soothing eye drops. Drops that will replace the tears my eyes are unable to shed as I weep for someone who really cares about looking deeper into my eye.

Cindy Fox is a patient.

ADVERTISEMENT

costs_of_care_logo_small

This post originally appeared on the Costs of Care Blog. Costs of Care is a 501c3 nonprofit that is transforming American health care delivery by empowering patients and their caregivers to deflate medical bills. Follow us on Twitter @costsofcare.

Prev

How video can reduce medical errors and improve patient care

October 28, 2013 Kevin 15
…
Next

The danger of buying breast milk over the Internet

October 29, 2013 Kevin 19
…

Tagged as: Rheumatology

Post navigation

< Previous Post
How video can reduce medical errors and improve patient care
Next Post >
The danger of buying breast milk over the Internet

ADVERTISEMENT

ADVERTISEMENT

ADVERTISEMENT

More in Patient

  • AI’s role in streamlining colorectal cancer screening [PODCAST]

    The Podcast by KevinMD
  • There’s no one to drive your patient home

    Denise Reich
  • Dying is a selfish business

    Nancie Wiseman Attwater
  • A story of a good death

    Carol Ewig
  • We are warriors: doctors and patients

    Michele Luckenbaugh
  • Patient care is not a spectator sport

    Jim Sholler
  • Most Popular

  • Past Week

    • 2 hours to decide my future: How the SOAP residency match traps future doctors

      Nicolette V. S. Sewall, MD, MPH | Education
    • Why removing fluoride from water is a public health disaster

      Steven J. Katz, DDS | Conditions
    • When did we start treating our lives like trauma?

      Maureen Gibbons, MD | Physician
    • In a fractured world, Brian Wilson’s message still heals

      Arthur Lazarus, MD, MBA | Physician
    • When your dream job becomes a nightmare [PODCAST]

      The Podcast by KevinMD | Podcast
    • How doctors took back control from hospital executives

      Gene Uzawa Dorio, MD | Physician
  • Past 6 Months

    • Why tracking cognitive load could save doctors and patients

      Hiba Fatima Hamid | Education
    • What the world must learn from the life and death of Hind Rajab

      Saba Qaiser, RN | Conditions
    • The silent toll of ICE raids on U.S. patient care

      Carlin Lockwood | Policy
    • Why shared decision-making in medicine often fails

      M. Bennet Broner, PhD | Conditions
    • My journey from misdiagnosis to living fully with APBD

      Jeff Cooper | Conditions
    • Why we fear being forgotten more than death itself

      Patrick Hudson, MD | Physician
  • Recent Posts

    • When your dream job becomes a nightmare [PODCAST]

      The Podcast by KevinMD | Podcast
    • Finding healing in narrative medicine: When words replace silence

      Michele Luckenbaugh | Conditions
    • Why coaching is not a substitute for psychotherapy

      Maire Daugharty, MD | Conditions
    • When the white coats become gatekeepers: How a quiet cartel strangles America’s health

      Anonymous | Physician
    • Why doctors stay silent about preventable harm

      Jenny Shields, PhD | Conditions
    • Why interoperability is key to achieving the quintuple aim in health care

      Steven Lane, MD | Tech

Subscribe to KevinMD and never miss a story!

Get free updates delivered free to your inbox.


Find jobs at
Careers by KevinMD.com

Search thousands of physician, PA, NP, and CRNA jobs now.

Learn more

View 2 Comments >

Founded in 2004 by Kevin Pho, MD, KevinMD.com is the web’s leading platform where physicians, advanced practitioners, nurses, medical students, and patients share their insight and tell their stories.

Social

  • Like on Facebook
  • Follow on Twitter
  • Connect on Linkedin
  • Subscribe on Youtube
  • Instagram

ADVERTISEMENT

ADVERTISEMENT

ADVERTISEMENT

ADVERTISEMENT

  • Most Popular

  • Past Week

    • 2 hours to decide my future: How the SOAP residency match traps future doctors

      Nicolette V. S. Sewall, MD, MPH | Education
    • Why removing fluoride from water is a public health disaster

      Steven J. Katz, DDS | Conditions
    • When did we start treating our lives like trauma?

      Maureen Gibbons, MD | Physician
    • In a fractured world, Brian Wilson’s message still heals

      Arthur Lazarus, MD, MBA | Physician
    • When your dream job becomes a nightmare [PODCAST]

      The Podcast by KevinMD | Podcast
    • How doctors took back control from hospital executives

      Gene Uzawa Dorio, MD | Physician
  • Past 6 Months

    • Why tracking cognitive load could save doctors and patients

      Hiba Fatima Hamid | Education
    • What the world must learn from the life and death of Hind Rajab

      Saba Qaiser, RN | Conditions
    • The silent toll of ICE raids on U.S. patient care

      Carlin Lockwood | Policy
    • Why shared decision-making in medicine often fails

      M. Bennet Broner, PhD | Conditions
    • My journey from misdiagnosis to living fully with APBD

      Jeff Cooper | Conditions
    • Why we fear being forgotten more than death itself

      Patrick Hudson, MD | Physician
  • Recent Posts

    • When your dream job becomes a nightmare [PODCAST]

      The Podcast by KevinMD | Podcast
    • Finding healing in narrative medicine: When words replace silence

      Michele Luckenbaugh | Conditions
    • Why coaching is not a substitute for psychotherapy

      Maire Daugharty, MD | Conditions
    • When the white coats become gatekeepers: How a quiet cartel strangles America’s health

      Anonymous | Physician
    • Why doctors stay silent about preventable harm

      Jenny Shields, PhD | Conditions
    • Why interoperability is key to achieving the quintuple aim in health care

      Steven Lane, MD | Tech

MedPage Today Professional

An Everyday Health Property Medpage Today
  • Terms of Use | Disclaimer
  • Privacy Policy
  • DMCA Policy
All Content © KevinMD, LLC
Site by Outthink Group

A love affair between big healthcare and big insurance companies
2 comments

Comments are moderated before they are published. Please read the comment policy.

Loading Comments...