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The One Big Beautiful Bill and the fragile heart of rural health care

Holland Haynie, MD
Policy
July 7, 2025
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President Trump signed into law the One Big Beautiful Bill Act (H.R. 1)—a 1,000+ page legislative thunderclap that had just cleared Congress, reshaping the landscape of American domestic policy as fireworks lit the sky. Branded as a domestic reset—heavy on tax cuts, defense expansion, and deregulation—it was not sold as a health care bill. But for those of us on the front lines of medicine, particularly in rural America, make no mistake: This is the most consequential health policy shift since the Affordable Care Act.

It is massive in scope. It is rapid in execution. And it is very real for my neighbors, my patients, and my staff.

The 30,000-foot view: a fork in the national story

This bill is big. No doubt. It permanently enshrines Trump-era tax cuts, boosts military and border budgets, dismantles clean energy subsidies, restricts food assistance, and redefines who qualifies for federal health benefits.

It also triggers—intentionally or not—the single largest rollback of public health care coverage in American history. By the Congressional Budget Office’s estimate, up to 16 million Americans could lose Medicaid or ACA coverage in the next decade. Some project even more. Automatic spending rules tied to the bill will slash Medicare by 4 percent, unless Congress intervenes.

For those watching the legislative fireworks from Washington, this bill may look like bold fiscal discipline. But for those of us 900 miles west, down on the red clay and limestone soil of central Missouri, we see something else entirely: the slow-motion detonation of our rural health care safety net.

Zooming in: life at Central Ozarks Medical Center

Here at Central Ozarks Medical Center (COMC), we are a rural Federally Qualified Health Center (FQHC). We serve five counties, over a dozen towns, and thousands of patients who drive long distances, juggle shift work and childcare, and rely on us not just for care—but for hope.

Roughly 70 percent of our patients are on Medicaid, Medicare, or sliding-scale assistance. Many are managing complex conditions—diabetes, addiction, chronic pain, childhood trauma—that don’t cleanly fit into 10-minute visits or tidy billing codes.

We’re already operating lean. Our staff are warriors—nurses, providers, administrators, counselors—who are mission-driven and underpaid. We are held together by compassion, by grit, and increasingly, by duct tape.

Now enter H.R. 1.

Here’s what it will mean, practically speaking

Fewer patients will qualify for coverage. New work requirements and red tape mean patients will have to prove 80 hours/month of work, community service, or education to keep Medicaid. But what if they’re working a cash job? Caring for a sick parent? Have no transportation? What if they simply don’t have a printer or broadband to file the form?
At COMC, we’ll see more patients who thought they were covered, but aren’t. And we’ll still care for them—because we must—but it will strain our budgets and burn out our staff.

Our emergency rooms will absorb the fallout. With fewer insured, more people will delay care until it’s urgent. That means more ER visits for issues that could’ve been handled in primary care. And for those of us coordinating post-ER follow-up? We’ll have no coverage to bill, no medication assistance, and no clear path forward.

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Our rural hospitals may not survive. The bill offers $50 billion in rural relief over 5 years. Sounds generous, but when split among 2,000+ rural hospitals, it amounts to $4.5 million per year per hospital. That’s barely enough to cover staffing, let alone modernize infrastructure or navigate the $1 trillion in Medicaid cuts coming in parallel.

Our patients will be sicker, poorer, and more isolated. Cuts to SNAP will increase hunger. Cuts to Medicare assistance programs will raise out-of-pocket costs for seniors. Cuts to Planned Parenthood funding will reduce OB/GYN access in rural areas where they may already be the only provider of contraception or cancer screening. The bill also disqualifies many lawful immigrants from Medicare—even those who’ve worked and paid in for years.

A moment of humility

Now, I’m not here to rail against a party or a president. I believe good ideas—and bad ones—can come from both sides of the aisle. I’ve seen Democrats forget rural communities. I’ve seen Republicans misunderstand poverty. I’ve seen all of us—on both sides—get too comfortable pretending we live in spreadsheets instead of in communities.

But I’m also a physician. And I am seeing the cliff ahead.

This isn’t just policy. This is human.

Let me tell you about one of my patients—let’s call her Linda. She’s 62, lives alone in a trailer outside Camdenton. She works part-time at a convenience store, has high blood pressure and diabetes, and brings me cookies every Christmas.

Under this bill, Linda might lose her Medicaid because she’s short 10 hours of work this month. She might skip her insulin. She might wait too long to treat her chest pain. And when she ends up in the ER, she’ll be uninsured. The hospital will eat the cost. And I’ll see her two weeks later, scared, ashamed, and a little sicker.

Multiply Linda by 11 million. That’s what’s coming.

So where do we go from here?

The bill is now law. That part is done. But the implementation? The advocacy? The resistance? That’s just beginning.

  • We must advocate for a PAYGO override to prevent the 4 percent Medicare cut.
  • We must work with state legislators to protect Medicaid coverage and prevent disenrollments due to paperwork.
  • We must help our patients navigate this new system, even if we disagree with it.
  • And we must tell our stories—with humility, urgency, and hope.

Final thought

History doesn’t always come dressed like history. Sometimes it arrives quietly, in the form of an appropriations bill with a patriotic name. But we’ll remember this one. Not because of who signed it—but because of what it set in motion.

This is a moment to be vigilant. To be kind. And to be brave.

Because our patients are counting on us.

Holland Haynie is a rural family physician and chief medical officer at Central Ozarks Medical Center in Missouri. A graduate of the University of Pittsburgh School of Medicine, he has spent his career delivering compassionate, full-spectrum care to underserved communities. Dr. Haynie is a strong advocate for health equity, communication, and policy reform in primary care. He shares professional updates and insights on LinkedIn, and his recent work and publications can be found on his personal website. He lives at Lake of the Ozarks with his wife, Katie, and their German Shepherd, Lincoln. Together they’ve raised four incredible kids and built a life full of laughter, resilience, and adventure. An avid traveler and outdoorsman, Dr. Haynie has trekked the Andes, skied backcountry routes in the Pacific Northwest, and piloted small planes across Georgia skies—all before breakfast, if you ask his kids.

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