Bold move, but makes sense in a state with caps:

Dr. R.E. Hamrick often wondered why, if he’d never paid out a medical malpractice claim, his medical malpractice insurance premium was so high.

So his next move was only natural after the state’s Legislature passed a few tort reform measures in 2003.

“When this all came out, he was paying hundreds of thousands of dollars in malpractice insurance when over 20 years he’d never paid out for a claim,” said Richard Walters, an attorney with Miller, Weiler and Walters in Charleston.

“Because of the medical malpractice crisis, he was still paying six figures.”

Hamrick, fed up with the premiums, decided to insure himself.

(via MSSPNexus Blog)