
Hernan Moscoso Boedo is an associate professor in the Department of Economics at the Carl H. Lindner College of Business at the University of Cincinnati. His research focuses on macroeconomics, economic growth, and development, with a particular interest in how uncertainty, institutional frictions, and technological change shape economic outcomes across countries.
His work has examined firm volatility over the business cycle, the role of informality in developing economies, and the interaction between policy uncertainty and financial markets. More recently, his research explores the macroeconomic consequences of artificial intelligence adoption and the effects of digital technology on demographic trends.
Dr. Moscoso Boedo’s scholarship has been published in the American Economic Journal: Macroeconomics, the Journal of Monetary Economics, the Journal of Economic Growth, and the IMF Economic Review, and has been featured in Fortune, ABC News, the Associated Press, and Marginal Revolution. He holds a Ph.D. in economics from the University of Wisconsin-Madison and, as the spouse of a physician, brings a close perspective on the intersection of economics and medicine. More information is available on his website and LinkedIn.
Consider a pediatrician and his wife, a cardiologist. Together they earn over $700,000 per year. They have $200,000 sitting in a savings account earning 4 percent. They own a $750,000 house and lease a luxury sedan. They pay a financial advisor 1 percent annually to manage their retirement accounts, mostly because a colleague recommended him. Neither has ever heard of an expense ratio. When a friend suggests they open a …
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