1. An individual mandate, with exemptions if premiums are more than 5% of family income
2. Tax subsidies to families <400%>
3. Expansion of Medicaid (including to young adults <250%>
4. Employer pay or play mandate (tax of up to 6.5% on wages if employer doesn’t provide insurance as a benefit)
5. Hospital tax of up to 4% of revenues
6. New cigarette tax of at least $1.50/pack
7. State fund (employer pay + hospital taxes + cig taxes) to fund indigent who cannot afford care
8. Insurance requirement that 85% of premiums go to patient care
9. Kills experience rating and doesn’t allow insurers to refuse coverage because of a pre-existing condition
10. Increase in Medicaid reimbursement, potentially up to Medicare fee schedule