Post Author: Michelle Neiswender, CFP
Michelle Neiswender is the founder of FIRE Wealth Management LLC, which she established with the goal of helping physicians simplify their financial lives and gain confidence about their futures. The firm’s name reflects not only financial planning but also the philosophy of FIRE, or Financial Independence, Retire Early, a concept that can take many forms. Clients may pursue “lean FIRE,” which emphasizes living simply to reach independence quickly; “fat FIRE,” which allows for a more comfortable lifestyle; or “coast FIRE,” in which early aggressive savings enable future investment growth to cover retirement. Michelle works with physicians to identify the version that best aligns with their values and long-term goals.
As a certified financial planner professional, an enrolled agent (EA), and an MBA, Michelle combines technical expertise with practical guidance tailored to the unique challenges of physicians. Many doctors face late career starts, high student loan balances, demanding schedules, and complex tax circumstances. Aware of how overwhelming these financial hurdles can feel, she takes pride in helping her clients build clear, actionable plans that reduce stress and provide a path toward long-term success.
Her professional approach is both straightforward and personal. Michelle avoids jargon and one-size-fits-all advice, instead breaking down complex financial decisions into simple, manageable steps. She advises physicians on matters such as student debt repayment, cash flow management, tax-efficient investment strategies, and asset protection, always tailoring solutions to match each client’s professional and personal circumstances.
Beyond her professional life, Michelle is a wife and mother. She enjoys reading, traveling, and exploring new restaurants with her husband, Thom, a retired member of the U.S. Navy, and her daughter, Sara. Understanding firsthand the challenges of balancing career, family, and future goals, she is passionate about helping physicians design financial strategies that support the meaningful lives they have worked so diligently to build. More information about her work is available at FIRE Wealth Management LLC, and updates can be found on the firm’s LinkedIn page.
Michelle Neiswender is the founder of FIRE Wealth Management LLC, which she established with the goal of helping physicians simplify their financial lives and gain confidence about their futures. The firm's name reflects not only financial planning but also the philosophy of FIRE, or Financial Independence, Retire Early, a concept that can take many forms. Clients may pursue "lean FIRE," which emphasizes living simply to reach independence quickly; "fat FIRE," which allows for a more comfortable lifestyle; or "coast FIRE," in which early aggressive savings enable future investment growth to cover retirement. Michelle works with physicians to identify the version that best aligns with their values and long-term goals.
As a certified financial planner professional, an enrolled agent (EA), and an MBA, Michelle combines technical expertise with practical guidance tailored to the unique challenges of physicians. Many doctors face late career starts, high student loan balances, demanding schedules, and complex tax circumstances. Aware of how overwhelming these financial hurdles can feel, she takes pride in helping her clients build clear, actionable plans that reduce stress and provide a path toward long-term success.
Her professional approach is both straightforward and personal. Michelle avoids jargon and one-size-fits-all advice, instead breaking down complex financial decisions into simple, manageable steps. She advises physicians on matters such as student debt repayment, cash flow management, tax-efficient investment strategies, and asset protection, always tailoring solutions to match each client's professional and personal circumstances.
Beyond her professional life, Michelle is a wife and mother. She enjoys reading, traveling, and exploring new restaurants with her husband, Thom, a retired member of the U.S. Navy, and her daughter, Sara. Understanding firsthand the challenges of balancing career, family, and future goals, she is passionate about helping physicians design financial strategies that support the meaningful lives they have worked so diligently to build. More information about her work is available at FIRE Wealth Management LLC, and updates can be found on the firm's LinkedIn page.
You spent years learning how to save lives, diagnose complex cases, and manage high-pressure situations. But nowhere in medical school did they teach you how to create a retirement plan, minimize taxes, or structure an investment portfolio.
Yet many doctors try to manage their own finances, thinking, “I am smart and disciplined; I can figure this out.” The truth? Being your own certified financial planner (CFP) often ends up costing more …
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