Retail health care vs. employer DPC: Preparing for 2026 policy shifts
Recent federal policy discussions have introduced a framework that would place health care affordability dollars into individual-controlled accounts rather than routing them through insurers or employer benefit plans. Still at the framework stage and requiring legislative action, the architecture being explored signals a potential shift in how health care purchasing power flows through the system.
Whether or not this specific framework advances, the direction of travel is clear. Health care …
